Complete guide on how to make a BRI credit card online and offline, as well as easy activation steps to start transactions.
Description BRI Credit Card Opener is a very popular banking service in Indonesia, providing convenience in transactions, both for daily needs and large transactions.
Bank Rakyat Indonesia (BRI) offers convenience for customers who want to have a credit card, either by applying online or offline. Applying for a BRI credit card requires several requirements and important documents that must be met.
This article will explain in detail the requirements, how to make a BRI credit card, and how to activate it that you can follow so that the credit card can be used immediately.
Requirements for Making a BRI Credit Card
Before you apply for a BRI Credit Card, make sure you meet several requirements and required documents.
These requirements are set to ensure that applicants have sufficient financial capacity to use credit cards wisely. Here are the main requirements that must be met:
1. Minimum age 21 years
To apply for a BRI credit card, you must be at least 21 years old, which indicates that you are considered a legal adult and have the financial ability to meet future obligations.
2. Photocopy of KTP
One of the main requirements is a photocopy of a valid Resident Identity Card (KTP). KTP is used as valid proof of identity and ensures that you are a citizen who is entitled to apply for a credit card.
3. Photocopy of Savings Account (Last 3 Months)
BRI asks for a photocopy of your savings book or bank statement that records transactions for the last three months as proof of your financial stability. This document shows how active and stable your account has been in the last few months.
4. Photocopy of NPWP
For those of you who are already registered as taxpayers, a photocopy of your Taxpayer Identification Number (NPWP) is also required. NPWP shows that you have orderly and legitimate tax obligations in the eyes of the law.
5. Photocopy of legalized pay slip
For permanent employees, a pay slip that has been legalized by the company is one of the mandatory documents.
The minimum salary that must be listed on the pay slip is IDR 3 million per month. This pay slip proves that you have a steady income to pay your credit card bills.
6. Income Statement (SKP)
If you do not have a pay slip because you work as a freelancer or self-employed, you can replace it with an Income Statement (SKP) signed by your superior or related party who provides an official statement regarding your income.
By completing all these requirements, the BRI credit card application process will run smoothly and quickly. Make sure all documents are correct and complete before submitting an application.
How to Make a BRI Credit Card Online
BRI makes it easy for you to apply for a credit card online. This method is very practical because you can apply anytime and anywhere without having to come directly to the bank. Here are the steps to apply for a BRI credit card online:
- Access the BRI Website: Open the official BRI credit card website at kartukredit.bri.co.id using your browser.
- Select Credit Card Type: After the main page opens, you will see various types of credit cards offered by BRI. Choose the type of card that suits your needs.
- Click “APPLY CARD”: After selecting the desired credit card, click the “APPLY CARD” button located at the bottom of each card’s description.
- Prepare the Required Documents: Make sure you have prepared documents such as KTP, NPWP, and other supporting documents to complete your application.
- Fill in the Application Form: Click the “Continue” button and read the Terms and Conditions carefully. If you agree, click “Start Filling” to fill out the credit card application form online.
- Submit Your Application: After filling out the form completely, click the “Submit” button to apply for a credit card online. You will receive notification via email or phone regarding the status of your application.
If the application is approved, the credit card will be sent to the address you listed in the application form.
How to Make a BRI Credit Card Offline
In addition to applying for a credit card online, you can also apply for a BRI credit card offline through the nearest branch office. This offline application process is also very easy, but you need to come directly to the BRI branch. Here are the steps to follow:
1. Visit the nearest BRI branch office
The first step is to visit the nearest BRI branch office in your city. Here, you will be asked to fill out a credit card application form.
2. Submit Forms and Documents
After filling out the form, submit it along with the required documents that you have prepared. The bank officer will verify the documents and send your application to the BRI head office.
3. Verification and Interview
After verification, you will be contacted for an interview with the bank. This interview aims to ensure that you meet the requirements and have good financial capacity.
4. Confirmation of Submission Results
If your application is approved, BRI will contact you to inform you of the results of your credit card application. If approved, the credit card will be sent to the address you provided.
How to Activate a BRI Credit Card
Once your BRI credit card is received, you need to activate it in order to use it. Here are some ways to activate a BRI credit card:
1. Activation via SMS
Send an SMS with a specific format to number 3300 using the mobile number registered during registration. You will receive a reply SMS containing your credit card activation information.
2. Activation via BRI Credit Card Mobile Application
Download the BRI Credit Card Mobile application via the App Store or Google Play Store. Once the application is installed, register your credit card number and personal data, then activate the card through this application.
By following one of these two methods, your BRI credit card will be active and ready to be used for various transactions.
Applying for a BRI credit card is a fairly easy and fast process, whether done online or offline. Make sure you meet all the required requirements and follow the application procedure correctly.
BRI credit card activation is also very easy to do via SMS or mobile application. With a BNI Credit Card, you can enjoy easy transactions with various benefits offered.
