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5 Secrets of Financial Safety

How to protect your money from scammers and successfully put them into growth? This is something everyone should know. Here are the most pressing questions on financial security that we are going to address thoroughly.

How to Recognize a Phone Scammer?

The first thing that should alert you is that a stranger called you himself. Secondly, whoever he is, he should not ask you for personal data or confidential information. Thirdly, scammers often try to evoke emotions in the victim: to scare them by debiting money or blocking the card or to please them with a win.

Which Information Cannot Be Disclosed Publicly?

You should never disclose the following information about your credit card: validity period, three-digit security code on the back, PIN code, password from the card and from online banking accounts, confirmation codes from SMS messages, and code words.

How to Determine Phishing sites?

As a rule, scammers use a domain name that differs from the real one by only one character or letter. This is especially common among live betting online platforms too. The lack of encryption of personal data also speaks of a fake. If the site address starts with HTTPS://, then encryption is used there. If s is absent, this is already a reason to be wary. 

How to Recognize Ponzi Scheme?

Large contributions at high interest (up to fantastic, like one percent a day), the promise of a quick return on invested funds is a sign of a fraudster scheme. A call to involve your friends for additional payments. As a rule, scammers do not issue checks and other official documents on the receipt of money, do not disclose information about the management of the organization. The schemes do not have a product as such, there is only a tempting project that is actively advertised.

How Not to Get Into Debt?

Do not create situations where you owe more than you have. Keep records of income and expenses, set aside feasible amounts in case of force majeure. If you still have to borrow, you need to study the conditions, alternatives, and evaluate your capabilities in terms of amounts and terms of repayment.

Watch carefully where and how much you transfer. Do not rush to click on all the links that come to you. Be careful with a bank card, do not disclose its data to everyone in a row. Remember that a bank employee on the phone will never ask for confidential information or demand an urgent transfer of any funds, put pressure on you and force you to make a decision immediately. 

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